1% Down Payment
Whether you're a first-time homebuyer or looking to upgrade to a larger home for your family, we are here to assist you in making your dream a reality. Even if you don't have a down payment, we have the solution to help you purchase a new home right away. With the JCM Lending Homebuyer grant, you can be on the fast track to owning a home sooner than you ever thought possible.
JCM Lending Homebuyer Grant Advantages include:
- You only need 1% of your purchase price as a down payment and you have the ability to use gift funds to come up with that 1%. Then the JCM Lending Homebuyer Grant provides an extra 2% towards your equity at closing.
- Easy to qualify for. You must make 80% of the AMI ( Area Median Income ) of the county. In Maricopa county for example, this means you must make $77K or less. Your credit score must be at 620 or above.
- Quick and efficient closings. Because of our expertise and knowledgable staff, we're able to close your loan is as little as 7 days. Most closings tend to average about 15 days because the seller still has to pack!
JCM Lending's Commitment to you.
Expertise in the Mortgage Industry. With over 50 years of combined experience, we have the knowledge and expertise needed to help guide you throughout the process.
Personalized Loan Solutions. We offer out of the box solutions for borrowers with every credit, income, and financial situation. No matter what your situation is, a loan officer will assess your situation and show you how you can qualify for our JCM Lending Homebuyer Grant.
Dedicated Support. We're here, every step of the way. From pre-approval to any help needed after closing. We're always here to help.
Is the JCM Lending Homebuyer Grant right for you?
Navigating through the ins-n-outs of all the different programs avaiable can be tough. That's where our team comes in. We're here to be there for you. We're here to help you with one of the biggest items you'll ever buy. We'll help figure out if the JCM Lending Homebuyer Grant is right for you. And if it is, GREAT! If not, that's ok too, we have many many programs available, so we're sure to find the right one for you.
Have questions or need help?
Call us now at 602 617 2687
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The Next Step
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