Get the home you deserve with a loan you can trust

We are here to help you every step of the way. Our team of experienced mortgage professionals is dedicated to finding the best loan option for your individual needs and financial situation.

Your hometown mortgage experts!

With many different types of programs at our disposal, we have the right one for you. Purchase, Refinance, FHA, VA, Non-QM, Jumbo. Everything to handle all of your needs from the smallest to the largest.

Expertise In The Mortgage Industry

With over 50 years of combined experience, we have the knowledge and expertise needed to help guide you throughout the process.

Customized Loan Options To Fit Your Needs

With over 100 different loan options, we'll find the right customized fit for your needs.

Competitive Rates And Flexible Payment Options

We'll get you the absolute best rate possible for your scenario.

Dedicated Support From Experienced Mortgage Professionals

We're here, every step of the way. From pre-approval to any help needed after closing. We're always here to help.

Get the home you deserve with a loan you can trust.

Our team of expert mortgage professionals is here to guide you through the entire mortgage process. With years of experience in the industry, they have the knowledge and expertise to find the best loan option for your individual needs and financial situation.

Whether you are a first-time homebuyer or looking to refinance your current property, our team is dedicated to helping you every step of the way. They are available to answer any questions you may have and will work with you to ensure a smooth and stress-free mortgage experience.

We make home-loans easy

JCM Lending offers personalized mortgage solutions to help you find the best loan for your needs. We specialize in finding the right loan for your specific situation - and it's our expertise that will get you the best rate and terms.

Our team of experienced professionals have years of experience in the mortgage industry, so you can rest assured knowing that we know what to look for and how to get you the best deal.

We offer a wide range of loan options, including fixed-rate, adjustable rate, jumbo loans and more. With JCM Lending, you can find a loan program tailored to meet your financial needs – without compromising on quality or affordability.

Our team is dedicated to helping you through every step of the process, from application to closing. We’re here to answer all your questions and make sure that you understand all the options available to you. With JCM Lending, you can count on personalized service with a focus on customer satisfaction.

About JCM Lending

We pride ourselves on providing excellent customer service and support throughout the mortgage process. We are dedicated to making the process as smooth and stress-free as possible for our clients.

If you are in need of a mortgage loan, don't hesitate to contact us. We would be happy to help you take the first step towards achieving your homeownership goals.

Here's what to expect


There are documents that will be needed for initial review.


The appraisal is important to make sure you are buying the home at the right price.

Initial Underwriting

This is where the underwriter will review all the initial document and give us the initial approval. 

Conditional Approval

Once the approval is given, there might be other documents that are needed.


This is where everything gets wrapped up and you sign your final documents. 

What's our client say

Our Team

We have a talented group of individuals here, each bringing their unique skills and experiences to help us achieve your goals. Our team is made up of members who are all dedicated to providing excellent customer service. With their extensive knowledge of our products and services, our team is well-equipped to meet your needs and exceed your expectations.

Owner / Broker
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Joshua Young

Owner / Broker
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Sean Vlaming

Loan Officer
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Tori Randel-Ladue

Loan Officer
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Margo Duba

Loan Officer
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John Jerbich

Regional Director
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Don Pierce

Loan Officer
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Ashlee Erickson

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Olivia Foster

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Lucas Bennett

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Ethan Walker

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Frequently asked questions

Getting a mortgage loan can be a complicated process, but understanding the qualifications and requirements can help make it easier. Qualifying for a mortgage loan involves having the right combination of income, credit score, down payment, and other factors. Understanding what lenders look for in potential borrowers is an important part of the process. In this article we will discuss what qualifications are necessary to get approved for a mortgage loan.

When it comes to finding the right mortgage loan for your needs, it can be overwhelming to sort through all of the options. From fixed-rate mortgages to adjustable-rate mortgages and more, there are a variety of loan types available that can help you get the home of your dreams. Understanding the different types of mortgage loans available can help you make an informed decision when selecting the best option for you and your family.

Interest rates are one of the most important factors to consider when taking out a mortgage loan. They determine how much you will pay each month, and can make the difference between an affordable loan or an unaffordable one. Understanding how interest rates affect mortgage loan payments is essential for anyone considering taking out a loan. This article will explain in detail how changes in interest rates can affect your monthly payments, and what steps you can take to reduce them.

Applying for a mortgage loan can be a daunting process. There are many documents that you need to provide in order to get approved for the loan. Knowing what documents are required and having them ready can help you avoid delays in the application process. This article will discuss what documents are required when applying for a mortgage loan, including income verification, credit reports, bank statements, and other important information.

Applying for a mortgage loan can be an intimidating process. It involves a lot of paperwork and time-consuming tasks that need to be completed in order to get approved. But how long does it take to get approved for a mortgage loan?

The answer depends on several factors, such as the type of loan you are applying for, your credit score, and the lender’s requirements. On average, it can take anywhere from two weeks to two months or more before you receive a decision on your mortgage application. The process can also be expedited if you have all the necessary documents ready and if your credit score is good enough.

Contact us today to start the journey towards securing your dream home.

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